Who provides our services

Destination Retirement is a trading name of HUB Financial Solutions Limited - a company within Just Group Plc. We chose the name because everything we do at Just Group is about helping people achieve a better later life, whether that's planning, saving or investing for the future.

At HUB Financial Solutions Ltd, we:

• designed the range of ready-made investment portfolios
• designed and built the innovative Retirement Planner tool
• have a team of UK-based savings and retirement specialists to provide customers with 1:1 guidance and support
• can offer fully regulated financial advice if our customers need it

We're part of Just Group Plc - a FTSE 250 company which has been helping people have better later lives since 2004. 

We're registered in England and Wales with company number 05125701. Our registered office is Enterprise House, Bancroft Road, Reigate, Surrey RH2 7RP. HUB Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority. Our FCA firm reference number is 455713.

We've arranged for SS&C Hubwise to provide and operate the platform that holds and manages the Stocks & Shares ISA, Self-Invested Personal Pension and General Investment Account. 

This is where your savings will be held and managed. SS&C Hubwise are experts in their field and pride themselves on innovation, effective operations, custody and safeguarding of assets. They're not part of Just Group, but are part of SS&C Technologies. As at June 2025, they:

• are a global leader in financial technology
• have more than $2 trillion of assets under administration
• partner with more than 20,000 business clients across 35 countries

Hubwise Securities Limited (FRN 502619) is authorised and regulated by the Financial Conduct Authority, is an ISA Plan Manager (HMRC ISA Plan Manager Z1723) and a Member of the London Stock Exchange.

Embark Group provide and operate the platform that holds and manages the pension drawdown solution. They offer cutting-edge technology solutions combined with customer service and support.

Embark Group is part of Lloyd’s Banking Group. They:
•    administer assets in excess of £38 billion
•    support over 539,000 client accounts
•    are rated A by AKG for financial strength

*These figures are as at end August 2024. AKG rating as at January 2025.

Embark Investment Services Ltd (FRN 737356) is authorised and regulated by the Financial Conduct Authority.